Disclosures
1, 2 Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL Financial or its licensed affiliates. Community Bank, Nottingham Investment Services, Inc., and OneGroup Retirement Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Nottingham Investment Services and OneGroup Retirement Advisors and may also be employees of Community Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Community Bank, Nottingham Investment Services, Inc., or OneGroup Retirement Advisors. Securities and insurance offered through LPL or its affiliates are:
Not insured by the FDIC or any other federal agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Community Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Check the background of your financial professional on FINRA's BrokerCheck system. Nottingham Financial Group (“NFG”) is a marketing name for certain related financial entities, Nottingham Advisors, Inc., Nottingham Wealth Partners, Inc., Nottingham Trust, and Nottingham Investment Services, Inc. providing clients with access to a broad array of products and services available through bank and non-bank affiliates within NFG. Not all of the products and services are provided by all affiliates. Nottingham Advisors and Nottingham Wealth Partners are investment advisers registered with the SEC. These firms are affiliated through common ownership by Community Bank, N.A. Nottingham Trust, as a division of Community Bank, N.A., provides trust services to clients, including clients of either registered investment adviser. More information on each of these organizations may be found at https://adviserinfo.sec.gov/ and https://brokercheck.finra.org/.
The Nottingham Financial Group family of financial services entities is under common ownership, and affiliated with, certain benefit plan service companies operating under Benefit Plans Administrative Services, Inc. The organizations are all under the common control of Community Financial System, Inc. Community Financial System, Inc. may therefore benefit from any business referral between the affiliated entities.